September was another great month, at least in the financial sense. My net worth increased by around 4 percent:

Liquid Assets	Start	End	$ Change
Cash & Checking	$2,100	$2,700	+$600
Emergency Fund	$5,375	$5,405	+$30
Savings Goals	$725	$725	+$0
Brokerage Accts	$1,350	$1,355	+$5
Illiquid Assets	Start	End	$ Change
Savings Bonds	$1,425	$1,405	($20)
Home Equity	$17,575	$18,125	+$550
401K	$38,600	$39,880	+$1,280
Roth IRA	$25,150	$25,400	+$250
Liabilities	Start	End	$ Change
Loans	($13,950)	($13,190)	+$760
Net Worth	$78,350	$81,805	+$3,455
% Change			+4.4%

I stuck to my budget and only went $1 over. In my last post I mentioned that I needed a new laptop. And I bought a replacement near the end of the month once I realized I was $300 under budget. The replacement ended up being a chromebook instead of another $1,000 macbook air. I am not in grad school anymore so a laptop really isn’t necessary since I have a work-provided laptop.  I thought I would regret a purchase of a lower quality macbook alternative, but I was immediately satisfied. My only complaint is that the screen does not get very bright, which is kind of a big deal since I have low vision. My budget is below:

Category	Budgeted	Actual	Remaining
(1) Bills & Utilities*	$175	$147	$28 under
(2) Food	$300	$206	$94 under
(3) Medical	$-	$271	$-
(4) Everything Else	$300	$423	$123 over
Total (1+2+4)	$775	$776	$1 over

Another financial happening includes earning an additional $800. And I’m still spending quite a bit on healthcare costs. Hopefully one day I’ll be able to tame this beast of an autoimmune disease. Next year I am going to try and be more mindful of my transportation (i.e. ubers & lyfts) to and from my doctor’s appointments. I’ll be doing more pooling and sharing.

Anyway, I have not shared my goal progress in a while:

#	Description	Goal ($)	Value	%
1	Retirement Contributions	$14,000	$12,200	87%
3	401K Loan Payments	$2,500	$4,375	175%
4	Emergency Fund Contributions	$1,000	$1050	105%
5	Increase Net Worth	$20,000	$30,000	150%

I made my 2018 goals at the beginning of the year under the assumption that my income would remain unchanged throughout the year. Since I was promoted, I far exceeded most goals. I am predicting that my net worth will increase by another $10k by the end of the year, and I’ll likely meet my retirement contribution goal as well. Hopefully I’ll hit a $100k net worth in 2019.