It’s number time!

Liquid Assets	Jan-17	Feb-17	$ Change
Cash & Savings	$1,200	$1,425	+$225
Emergency Fund	$2501	$3,009	+$508
Short Term Savings	$75	$300	+$225
Long Term Savings	$43	$144	+$101
Other	$303	$0	($303)
Illiquid Assets	Jan-17	Feb-17	$ Change
Brokerage		$197	+$197
Savings Bonds	$500	$1,315	+$815
Retirement Accts	Jan-17	Feb-17	$ Change
Roth IRA	$12,824	$13,600	+$776
Traditional 401K	$13,126	$15,364	+$2,238
Liabilities	Jan-17	Feb-17	$ Change
Medical	($100)	($0)	+$100
Net Worth	$30,472	$35,353	+$4,882
% Change			+16.0%

My net worth increased by close to $5,000 this month!

The increase was mostly due to my tax returns. I’m not aiming for a sizable tax return next year. I only did so this tax season because I knew I’d be tempted to dip into my emergency fund during my first year of work. So I let Uncle Sam hold onto my emergency fund. Now that I’m through the rough year, I won’t have to resort to such measures.

I love how my net worth went from $20K  to $25k to $30K over the past 3 months. It was a good run, but I don’t anticipate on keeping that momentum going.

Goal Progression:

Fund/Goal	Contrib.	Total	Goal	Progress
401K	$1476	$2,510	$18,000	13.9%
Roth IRA	$398	$1,219	$5,500	22.2%
Emergency Fund	$1,323	$4,324	$5,500	78.7%
Vacation Fund	$225	$300	$500	60.0%
Vanguard Fund	$101	$144	$3,000	4.8%
February Stretch	$-	$6,390	$5,570	111.1%

I’m on track for meeting all of my goals, and I’ve started two new ones. My vacation fund is in my short-term savings account and my Vanguard Fund  is in my long-term savings account. My vacation funds need to be accumulated by April. I have no specific timeline on my vanguard fund.

Oh and I surpassed my February stretch goal of having $5,750 in liquid and illiquid assets.  I even met my March stretch goal.  Using my goal post trajectory, I also surpassed my April goal.  This allowed for my vacation in April which was a spur of the moment decision I did not budget for.

So how did my budgeting go this month?

Category	Budgeted	Actual	Remaining
Rent	$1,650	$1,650	$0 left
Fixed Expenses	$100	$146	$46 over
Medical	$-	$73
Food	$200	$163	$37 left
Everything Else	$315	$286	$29 left
Total	$2,265	$2,252	$20 left

• Rent: I paid the usual: a lot. I choose to live close to work.
• Food: I was $37 under my food budget!
• Fixed Expenses: I went over $46 because I decided to trial Sling TV (not keeping). I also kind of wanted the Roku that came with the trial.
• Medical Expense: While I don’t budget for medical expenses, I finally received a medical bill that was long anticipated.
• Everything Else: I gave myself an extra $65 to spend on “Everything Else” due to $65 extra income. Notables for this month include purchasing 4 plane tickets for 2 vacations and also partially funding a hostel stay. Thanks to credit card rewards I didn’t spend a whole lot on any of this.

Even with the overage in the Fixed Expense category I still managed to come $20 under my budget.  The $20 has been transferred to my long-term savings account.

March should be another straightforward month. April may be a bit more interesting since I’m going on my first vacation. This is a 10-day international trip. I would love to keep my spending on this trip under $500, but I think $750 may even be a stretch. We will see!