Net Worth Update – November 2019

My apologies for such a late November Net Worth Update. Life has been crazy. The last couple of months have been a blur of doctors appointments and testing. I was diagnosed with another autoimmune disease and started a new treatment that consists of giving myself injections…yuck. I also switched up my medical team for the upteenth time. Thankfully this time it looks like things are going smoothly. I seriously got more accomplished with my new team in 1 month than the 1.5 years wasted spent with my old team. Hopefully I won’t have to change things up for a while.

Unfortunately, I’m still at a weird place as far as my health is concerned. I need to get another treatment approved by my insurance company. I’ve been trying to get this treatment prescribed by a doctor for the longest. Thankfully (?) the treatment is the only one that might work for my newly diagnosed disease.

Anywho net worth wise there was nothing surprising.

Liquid AssetsStartEndChange
Cash & Checking$3,600$3,800+$200
Emerg. Fund$8,700$8,400($300)
Savings$1,800$2,100+$300
Brokerage$3,600$3,900+$300
HSA$3,000$3,400+$400
Illiquid AssetsStartEndChange
Home Eq$33,500$34,000+$500
401K$69,700$73,100+$3,400
Roth IRA$33,000$33,500+$500
DebtStartEndChange
Loans($3,200)($3,100)+$100
Net$153,700$159,100$5,400
% Change3.6%

And because this update is so late, I don’t remember much of what actually happened finance wise. I’ll just share what I spent without much commentary:

CategoryBudgetActualDiff
(1)Bills & Utilities$200$181$19 under
(2)Food$300$388$88 over
(3)Medical$-$176$-
(4)Misc$500$585$85 over
(5)Sinking Funds$-$-$-
Total (1+2+4+5)$1,000$1,154$154 over
Total + Medical (3)$1,330$330 over

Things I do remember about November: ordering Freshly so I didn’t have to cook (~$120) and buying way too many Christmas decorations, some of which I plan to return.

For December I decided not to follow a budget due to the holidays.

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