Mid-month Musings

I’m finding it increasingly difficult to stick to my budget. It’s probably because I’m actually going out and doing more. While the title suggests it’s mid-month, I am actually 2/3rds of the way through September. Some things I’d like to highlight thus far in the month:

  • I’m $110 over budget in my “Everything Else” category.
    • At first I was disappointed, but then I remembered my $140 passport. It was another unexpected expense due to my upcoming vacation.
  • I’m $20 over my food budget. 
    • I’ve been eating out more and socializing. I’m still actively trying to cut corners in certain areas to increase savings.
  • Preliminary numbers indicate a net worth of $21,500. 
    • This most likely indicates I won’t have the stellar increase in net worth I was hoping for. I still have 10 days left in the month, so there will most likely be some additional spending.
  • Promotion?
    • I sense a promotion is on the horizon. If everything goes according to plan, I’ll be earning an additional $600/month after taxes.
  • Project Downpayment
    • I’ve decided to start actively saving for a condo. I hope to be able to start the condo hunt by April of next year.

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