| Assets | Sept-16 | Oct-16 | $ Change |
|---|---|---|---|
| Cash & Savings | $2,555 | $1,901 | ($654) |
| Roth IRA | $10,090 | $10,372 | +$211 |
| 401K | $9,467 | $9,799 | +$296 |
| FSA | $180 | $0 | ($180) |
| Pending | $400 | $400 | +$0 |
| Liabilities | Sept-16 | Oct-16 | $ Change |
| Credit Cards | $610 | $361 | +$249 |
| Net Worth | $22,082 | $22,111 | +$29 |
| % Change | +0.0% | ||
I knew it was going to be a spendy month but October has been the worst month to date since I started the blog. and I ended up having to spend even more than anticipated.
Notables for the month include:
- Draining my FSA
- Paying my Chase Sapphire Reserve Annual Fee
- Too many Amazon purchases
- Birthday gifts
- Reaching $20,000 in my retirement accounts
- Getting promoted!
Goals for Nov 2016- Dec 2017:
- Max out my retirement accounts
- $5,500 Roth IRA
- $18,000 in 401K
- Save $5,000 in liquid qssets
- Eventually generate $200/month in extra income
This was the first month that I saw a near loss in net worth, and ouch. I will have to get back on track next month. I am trialing YNAB for the month of November so that should be interesting, especially since I will be going on vacation at the same time. I doubt I will be buying the program, but I most likely will be making some type of excel spreadsheet to better track my budget. I honestly blame amazon prime for the ridiculous amount I went overboard. I no longer think I can purchase amazon prime.
A Tale of Finances 