November was a another high spend month, making for two high-spend months in a row. I did anticipate November being this way due to a vacation. Thankfully, things still seem to be moving along. As you can see in my net worth outline below, the only category that decreased was the “Pending” category, meaning I received payments for money owed to me.
| Assets | Oct-16 | Nov-16 | $ Change |
|---|---|---|---|
| Cash & Savings | $1,901 | $2,102 | +$201 |
| Roth IRA | $10,372 | $11,309 | +$937 |
| 401K | $9,799 | $10,657 | +$858 |
| Pending | $400 | $240 | -$160 |
| Liabilities | Oct-16 | Nov-16 | $ Change |
| Credit Cards | $361 | $228 | +$133 |
| Medical | – | $75 | -$75 |
| Net Worth | $22,111 | $24,005 | +$1,894 |
| % Change | +8.6% | ||
Below was my budget for November vs my actual spending. I went $52 over my totaled budget, mostly because I bought a new tablet, sorry not sorry. I don’t budget for health expenses, but do like to keep them on record.
While the tablet wasn’t planned, I was so far under my vacation budget, that I purchased it anyways, plus I needed to. My current tablet is 4 years old and has been acting funny for the last few months, it should be arriving tomorrow!
| Category | Budgeted | Actual | Remaining |
|---|---|---|---|
| Rent | $1,650 | $1,650 | $0 left |
| Fixed Expenses | $100 | $91 | $9 left |
| Food | $200 | $208 | $8 over |
| Health | – | $190 | ∞ |
| Vacation | $630 | $470 | $160 left |
| Everything Else | $300 | $513 | $213 over |
| Total | $2,880 | $2,932 | $52 over |