Net Worth Update – November 2016

November was a another high spend month, making for two high-spend months in a row. I did anticipate November being this way due to a vacation. Thankfully, things still seem to be moving along. As you can see in my net worth outline below, the only category that decreased was the “Pending” category, meaning I received payments for money owed to me.

Assets Oct-16 Nov-16 $ Change
Cash & Savings $1,901 $2,102 +$201
Roth IRA $10,372 $11,309 +$937
401K $9,799 $10,657 +$858
Pending $400 $240 -$160
Liabilities Oct-16 Nov-16 $ Change
Credit Cards $361 $228 +$133
Medical $75 -$75
Net Worth $22,111 $24,005 +$1,894
% Change +8.6%

Below was my budget for November vs my actual spending. I went $52 over my totaled budget, mostly because I bought a new tablet, sorry not sorry. I don’t budget for health expenses, but do like to keep them on record.

While the tablet wasn’t planned, I was so far under my vacation budget, that I purchased it anyways, plus I needed to. My current tablet is 4 years old and has been acting funny for the last few months, it should be arriving tomorrow!

Category Budgeted Actual Remaining
Rent $1,650 $1,650 $0 left
Fixed Expenses $100 $91 $9 left
Food $200 $208 $8 over
Health $190
Vacation $630 $470 $160 left
Everything Else $300 $513 $213 over
Total  $2,880  $2,932  $52 over

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