Net Worth Update – June 2019

This post is way late. My personal life has been crazy mostly because of my health. I still haven’t been feeling too great. The good news is that I have a solid treatment plan and I’m confident that I’ll be feeling better soon.

In my financial life June went well. I did go over budget, but this was more than offset by extra income. It was a pretty typical month.

Net Worth

My net worth increased by 6.9% mostly because sizable stock market returns. None of my asset categories declined in value.

Liquid AssetsStartEndChange
Cash & Checking$2,100$2,500+$400
Emerg. Fund$7,500$7,600+$100
Savings$3,200$3,200+$0
Brokerage$1,800$1,900+$100
HSA$1,900$2,000+$100
Illiquid AssetsStartEndChange
Bonds$0$0$0
Home Eq$30,600$31,200+$600
401K$53,600$58,900+$5,300
Roth IRA$28,200$30,300+$2,100
DebtStartEndChange
Loans($3,400)($3,400)+$0
Net$125,500$134,200$8,700
% Change6.9%

Spending

I went $265 over budget in June. I did some extra purchases due to a discontinuation of a favorite product. There was also $75 worth of gift purchases.

CategoryBudgetActualDiff
(1)Bills & Utilities$125$94$31 under
(2)Food$300$190$110 under
(3)Medical$-$117$-
(4)Misc$500$789$289 over
(5)Sinking Funds$-$-$-
Total (1+2+4+5)$925$705$148 over
Total + Medical (3)$855$265 over

Usually I break down each category but there’s nothing interesting to be said other than the extra $650 I earned offset going over budget.

Next Month & Conclusions

June was an uneventful month, and July is over. So that post will be coming soon.

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