I know I should have posted this earlier, but I’ve been busy with the holidays and now I’m on vacation. December was another irregular month for me mostly due to moving into my new place. The good thing is my first mortgage payment wasn’t due until January 1. So I was able to save quite a bit anyway. I’m hoping next month goes by a little smoother.
Here is a breakdown of my assets and liabilities. I aggregated my retirement accounts as well as my brokerage accounts for simplicity.
| Liquid Assets | Start | End | Change |
|---|---|---|---|
| Cash & Checking | $1,000 | $450 | ($550) |
| Brokerage Accts | $660 | $697 | +$37 |
| Emergency Fund | $3,400 | $3,405 | +$5 |
| Short Term Savings | $50 | $525 | $475 |
| Illiquid Assets | Start | End | Change |
| Savings Bonds | $2,130 | $2,135 | +$5 |
| IRA & 401K | $42,920 | $46,459 | +$3,668 |
| Liabilities | Start | End | Change |
| Furniture Loan | ($1,898) | ($1,792) | +$106 |
| 401K Loan | ($10,799) | ($10,748) | +$51 |
| Equity | Start | End | Change |
| Home Equity | 11,850 | $11,850 | +$0 |
| Net Worth | $49,313 | $52,981 | +$3,668 |
| % Change | +7.4% | ||
I’ll have to post my December spending later. I know I’ve been slacking since November! Hopefully I can also do a year in review before February!
A Tale of Finances 
I just started following, but glad the net worth is increasing. Looks like you have doubled you net worth in about a years time. I’ll have to go back and find the reference to the 401k loan and furniture loan, but keep it up!
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Thanks for the interest! Both the 401k loan and the furniture loan are new. The furniture loan is first mentioned in the November’s net worth update. It is a 0% APR loan. The 401K was first taken out in October.
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